Speaker Bios

  • Mr. Schwartz joined the John Stewart Company in 2013 and served as the Chief Operating Officer for ten years before taking on the additional role as President of Property Management in 2023.  In January 2024, Mr. Schwartz was promoted to President and CEO. Mr. Schwartz brought more than 15 years of leadership experience in the non-profit and quasi-government sector when he joined the company and has a strong record leading organizations serving low-income communities.  He served as the Executive Director of the Monticello Area Community Action Agency and, later, as the Executive Director of the Charlottesville Redevelopment and Housing Authority, both in Charlottesville, Virginia.  Between those roles and his arrival at JSCo, he served as the President/CEO of Community Services of Arizona, a large tax credit housing and social service provider based out of Chandler, Arizona.

    Mr. Schwartz has served on numerous community boards and committees over the years including the Partnership for Children, Charlottesville Area Dental Access, Jefferson School Task Force and the Charlottesville/Albemarle Commission on Children and Families, among others.

    When Mr. Schwartz isn't busy at work, he loves to spend his time with his family (including his new granddaughter!), going to concerts with his brother, running on the Embarcadero in San Francisco, rooting for his teams (UConn basketball, Manchester United — even during dark days! — and the Celtics), and trying to be an engaged citizen.  Last, he loves to support his wife of 34 years in her work advocating for folks to live a healthy, plant-based lifestyle.

    Mr. Schwartz received a Bachelor of Arts in Anthropology (1989) and a Master of Arts in History (1991) from the University of Connecticut.

  • Jack D. Gardner has been actively involved in the financing, development and management of affordable housing since 1985 and served as President & CEO of the John Stewart Company from 2002 through 2023, at which point he transitioned to Chairman of the company’s Board of Directors (as founder John Stewart did before him). Under Mr. Gardner’s leadership, JSCo grew to become one of largest managers of affordable housing in the United States, with over 30,000 units under management, and one of the top developers of affordable housing in California, with over 1,000 units of affordable housing under construction or in predevelopment across the state.

    Mr. Gardner’s professional background includes the public, non-profit and private sectors, including the Community and Economic Development Department of the City of Santa Monica, the Low-Income Investment Fund (for which he established a Southern California office in 1991), Hollywood Community Housing Corporation (HCHC) in Los Angeles (at which he was the founding Executive Director), Resources for Community Development (RCD) in Berkeley, and Edison Capital Housing Investments (the tax credit investment subsidiary of Southern California Edison). Following the development of several innovative affordable housing projects, HCHC was named Non-Profit Developer of the Year by the Southern California Association of Non-Profit Housing (SCANPH) in 1995.

    Mr. Gardner is experienced in both the new construction and rehabilitation of residential properties and his historic renovation projects have received the Governor’s Historic Preservation Award, the Hollywood Legacy Award, the Los Angeles Conservancy Award and the California Preservation Foundation’s Affordable Housing Award. He is founding President of the Affordable Housing PAC, California’s first affordable housing political action committee, former co-chair of the San Francisco Planning and Urban Research (SPUR) Housing Policy Board, a member of both the Local Advisory Committee for Bay Area LISC and Lambda Alpha (an international honorary land economics society), and former Chairman of the Board of the YMCA of the East Bay (where he was named Volunteer of the Year in 2000). He is an Emeritus Director of the California Housing Consortium (where he served as Secretary, Treasurer and Vice-Chairperson) and a former member of the Board of Directors of the Non-Profit Housing Association of Northern California (2013-18), the Affordable Housing Advisory Council of the Federal Home Loan Bank of San Francisco (2005-2012) and the Editorial Advisory Board of Affordable Housing Finance magazine (2004 – 2011). In 2018, Mr. Gardner was recognized as a “Male Champion of Change” by the Organization of Women Architects and Design Professionals for “helping to disrupt entrenched workplace cultures” and in 2019, he was inducted into the California Housing Consortium’s Housing Hall of Fame in recognition of his “profound impact on California’s affordable housing industry.”

    Mr. Gardner received a BA in Political Economics from the University of California at Berkeley (go Bears!) and a Master in Public Policy from the Kennedy School of Government at Harvard University, and he holds a California Real Estate Sales License. In his spare time, he loves to travel, read, hike and climb tall mountains.

  • Born and raised in San Francisco, Rudy Corpuz Jr. is the Founder and Executive Director of United Playaz, a violence Prevention Program that serves the Youth. As an ex-felon, Rudy got involved in the Second Chance program of the Extended Opportunity Program Services (EOPS) at SF City College. United Playaz was able to recently purchase their building and Rudy is now a stakeholder in SOMA where he grew up and is working hard to build up the community that he once destroyed.  Rudy feels blessed to serve with the people and believes strongly in the UP motto that “It takes the hood to save the hood”. GOD IS GOOD!

  • Tony Ramirez joined the John Stewart Company in 2015, initially as an On-Site Property Manager, being promoted to Regional Manager in 2019, Regional Director in 2023, and Regional Vice President of the SoCal office in 2024. Mr. Ramirez started his career in the Real Estate and Property Management industry in 2002, initially as a State of CA licensed Real Estate Salesperson. During his career he has overseen the management of Homeowner’s Associations (HOA’s), Market Rate, Affordable, and Permanent Supportive Housing Communities.

    Mr. Ramirez earned a Specialist in Housing Credit Management (SHCM) from NAHMA in 2020, and his State of CA licensed Real Estate Salesperson license in 2024. He oversees the JSCo SoCal Office of 114 properties and over 7,000 units.

  • Dan Levine joined The John Stewart Company in 1997 as Director of Construction Administration, after nearly 25 years of practice as a registered architect. Mr. Levine brought with him comprehensive expertise in the housing and construction industries and a long history of successful professional consulting to The John Stewart Company. As Principal of Daniel Levine Architecture in Novato, CA, and formerly as Associate and Vice President of Thomas Sehulster Architect in San Francisco, CA, Mr. Levine has designed, directed, and managed a broad range of building alteration, remodeling, retrofit, and expansion work, as well as numerous space planning, retail planning, and interior design projects.

    The firm of Daniel Levine Architecture was established in 1986 as a full-service architectural practice, specializing in multi-family and commercial building alteration and renovation projects. For 11 years, the firm was dedicated to the technical aspects of the architectural profession, including the preparation of bid and contract drawings, specifications, and construction administration services, offering a broad range of expert professional consulting services to building owners, developers, building managers, contractors, and other design professionals.

    Mr. Levine received a Bachelor of Science in Architecture from the University of Michigan in 1971 and a Master of Architecture from the University of Michigan in 1974, and is a registered architect in the State of California and a licensed General Contractor with a B license.

    Dan serves on the Board of Directors at the John Stewart Company and has been a Board member and member of the  Executive Committee at One Treasure Island.

  • Margaret Miller joined the John Stewart company in 2004 as a Project Manager and now serves as JSCo’s President of Development and Chief Real Estate Officer (CREO). In this capacity, she supervises the firm's Project and Asset Managers and oversees the full range of corporate activities related to developing affordable and mixed-income multifamily housing, including identifying and acquiring properties, business development, project design, obtaining entitlements and environmental approvals, financial structuring, loan packaging, construction oversight and regulatory compliance. She also co-founded JSCo's expanding Diversity Equity and Inclusion (DEI) Initiatives.

    Ms. Miller’s experience includes a wide variety of tasks relating to planning, community development and real estate. While earning her Master's Degree in Real Estate Development from Columbia University, Ms. Miller worked at Avalon Bay Communities, a national real estate developer, where she worked on development proposals and conducted market research informing amenity and design decisions at the firm. Prior to moving to New York City, Ms. Miller formed and managed a real estate Investment partnership that purchased multiple residential rental properties in Idaho.

    Ms. Miller has also worked in early-stage company managing relationships and projects with Fortune 500 companies and university partners, a socially responsible venture capital fund in Boston, and was appointed by the Mayor of Portland, Oregon to serve on the Northwest Area Plan Committee to devise a strategic 20-year plan for the growth of Portland's Northwest Plan Area. Ms. Miller holds a Bachelor's Degree in American History (with a Minor in Economics) from Bowdoin College, a Master’s Degree in Real Estate Development from Columbia University in New York, and was a fellow at the University of Pennsylvania's Center for Urban Redevelopment Excellence.

  • Jacquelyn Guerrero has been with JSCo for 7 years. She joined the SoCal region as a PM and shortly thereafter transitioned in the Regional Manager role due to her previous experience as an RM. 

    She oversaw a very diverse portfolio in the Inland Empire consisting of HUD, TCAC, MHSA and PSH. Her experience in the affordable housing industry of almost 20 years has given her the confidence and ability to work beside her sites and face all its challenges head on. 

    In early 2024, Jacquelyn transitioned to her new role as Regional Director and has enjoyed being an intrigued part of the training, planning and leading of  the RM's within the Southern California Region.  Jacquelyn is a mom to 6 beautiful children and is currently going to night school for her master's in communication. She looks forward to many more years and growth with John Stewart Company. 

  • Mr. McElroy oversees property management activities statewide as Senior Vice President of Property Management.  Mr. McElroy has been with The John Stewart Company since 1983 and has over forty years of experience in housing management. He has extensive experience working with HUD, CHFA, HCD, RHCP, and Low-Income Housing Tax Credit properties. He is particularly adept at working with non-profit and board directed properties. He has assisted properties in securing and implementing rehab financing in excess of $3 million and has provided coordination for properties with multiple regulatory agreements and funding sources. 

    In 1990 he assisted with opening the Sacramento office and helped expand the inventory to over 30 properties. The inventory included partnerships, cooperative housing, non-profit owners and housing authority ownership.  In 1999 he was promoted to Vice President of the Sacramento Regional Office and was responsible for 2,800 housing units in Sacramento, Yolo, Solano and San Joaquin counties. He was also responsible for the management and marketing activities in the North-Central Region.

    In 2019 Mr. McElroy became the Vice President of the San Francisco Region, overseeing all property management operation in the San Franciso Region.  In 2024 he was promoted to Senior Vice President of Property Management and has the responsibility for statewide property management operations assisting and overseeing our four Regional Vice Presidents.

    Mr. McElroy holds a Bachelor’s Degree in Communications from Chico State University and a California Real Estate Sales License.

  • Melissa Hruby is one of the Accounting Supervisors for the AC in Sacramento and she oversees the AP department for both the LA and Sacramento region.  Melissa has been in Property Management Accounting for 25+years, for both Commercial and Multi Family.  She attended Sacramento State and received her Bachelor’s in Accounting from the University of Phoenix, while living in Maui.

    She loves the beach, football (go 49ers), and spends most weekends at her sons basketball tournaments.

  • Vicky Mejia is a Regional Manager at JSCo. She started the John Stewart Company in April of 2023, but she has been in Affordable Housing Management for about 18 yrs+. Throughout her career, she has worked with various HUD programs, Tax Credit, HOME, HCD, LandUse, PSH and several other City programs- and one thing she will say is, there is no other place like JSCo. Vicky has really enjoyed her time here, learning the ways of different programs, working with different ownerships, and serving a wide variety of demographics from seniors to mental health individuals and now, multi-family properties- her every day, is not the same each day, and this job never gets boring because something is always happening. 

    In her personal life, Vicky is a mom of 2 little ones, a wife/partner to her awesome spouse and this is the hardest, but most rewarding and important role she has ever had in her life. In closing the year, Vicky is excited for her first International Family Vacation, and she is grateful to be able to enjoy the small moments in life as well as celebrate the big ones. Thank you.  

  • Christina has four years of experience and knowledge in various aspects of the Human Resource Department. As the Human Resource Coordinator she completes employment verifications, assists the payroll department with their helpdesk and timecards in Dayforce and conducts 401K audit entries. She also supports the training department and manages the COVID-19 helpdesk. Christina joined The John Stewart Company in 2020.

    Previously, Christina worked at Sprouts as a head cashier and was also a caregiver. She enjoys working out at the gym and spending time with her family.

    Christina graduated Magna Cum Laude with a Bachelor of Science degree in Psychology from Dominican University of California and is involved with several charities throughout Sacramento.

  • Bicente Campos is from Cascade Sonrise Apartments. He has been with JSCo for 7 years. Bicente is a God Fearing Husband, Father, and Grandfather, before he is anything else. He LOVE’s his Job and LOVE’s what he does. Bicente is a Lead Maintenance who very much enjoys seeing the smiles on our Residents’ faces once he completes their request. From changing light bulbs to getting their appliances up and running again, or even unclogging a toilet. No job is above or below his pay grade. Bicente is always willing to help this Company and coworker’s shine! He is grateful for his job, and for GOD allowing him to become the man that he has become.

  • Ricardo Pacheco joined The John Stewart Company in 2002 as Property Supervisor. In this capacity he was responsible for the management, marketing, lease up and operations of affordable multifamily communities throughout the Bay Area.  Mr. Pacheco possesses in-depth knowledge of regulatory compliance, low-income housing tax credits, section 8, HOPE VI, Public Housing Management, and an all-embracing marketing experience of both affordable and luxury communities.

    Prior to joining The John Stewart Company, Mr. Pacheco was a Regional Property Supervisor for a privately held Real Estate Investment Trust responsible for the management and operation of approximately 2,000 multifamily units throughout the United States and a Regional Manager for a portfolio of six luxury communities in the Bay Area including the lease up of two large properties in San Francisco. 

    Mr. Pacheco holds a California Real Estate Sales License and successfully completed Tax Credit, Section 8, and Public Housing Certifications.  In recent years, Mr. Pacheco has served on the Board of Directors for AHMA NCH and many industry working groups dealing with program compliance matters.

  • Ms. Pagkalinawan joined The John Stewart Company in 2013 and is now a Regional Director of Property Management. Ms. Pagkalinawan has over 15 years of experience in manufactured and affordable housing.  First focusing on HUD compliance and moved to PSH (Permanent Supportive Housing) in 2019.

    Currently Ms. Pagkalinawan is a Regional Director with three direct reports, plus oversees all PSH training and development in the South Bay Region.  She leased up the first two 100% PSH projects in San Jose.   In addition to assisting other regional managers in their PSH lease-ups, Ms. Pagkalinawan is also responsible for PSH Training and development, including implementing a “PSH Quick Reference” binder used by all PSH properties in the South Bay Region. She was asked to partner with PATH Services and Eden Housing in a training track at the 2022 AHMA annual Conference on Trauma Informed Eviction Prevention and effective Management and Services Partnerships. She also sits on several Santa Clara County based committees on PSH standards and development.

    Ms. Pagkalinawan completed her associate degree in Small Business Management and has completed her TSC, COS, EIV and MOR certifications with high scores.

  • Mr. Alvarez is a security expert who specializes in workplace violence prevention and is recognized by the Association of Threat Assessment Professionals as a Certified Threat Manager™. He is also a certified instructor in Mental Health First Aid by the National Council for Behavioral Health. He holds a BS in Criminal Justice and a MS in Forensic Psychology. He has built over 25 years of threat management, security, domestic terrorism and crisis management experience serving as a Security Director protecting one of our nation's most sensitive critical infrastructures, to working as a city Police Officer and as a professional security consultant.

    He understands the challenges individuals and organizations face when addressing the threats of violence because he has responded to them. He has helped organizations prevent, mitigate, respond and recover from multiple significant incidents of violence including several mass shootings, robberies, domestic violence spill-over, sabotage, poisonings, bomb threats and many other types of violence.

  • Frank Tulp was born and raised in Northern CA. Went to University of AZ graduating with a BA in Speech Communications and a Business Minor. Frank has owned and operated his own business and has acted as a General Contractor on numerous projects.

    Frank is currently the Director for Construction and Maintenance Services with JSCo. Some of his professional achievements have been his work as Construction Manager, Project Manager, and providing Property infrastructure support.

    Frank is also a certified Commercial Pilot and Private Pilot in Gliders and an amateur wine maker.

  • Ivette Vela joined the John Stewart Company Construction Services Group in 2006, bringing with her over 10 years of experience in architecture and construction management of varied construction types and occupancies, including single and multi-family building alteration and renovation projects.  At JSCO, Ivette has managed JSCo CMS construction projects in the Los Angeles and San Diego areas, including coordination of the JSCo rehab and repair crew employed for the projects. Ivette is also the lead Safety and Maintenance coordinator and REAC preparation coordinator for the JSCo Southern California region.  Ms. Vela has been a board member of San Diego’s Southeastern Planning and Projects Committee and has a Bachelor of Science in Architecture.

  • Tai Wright is currently a Regional Manager out of the San Francisco Regional Office. She started working with JSCo in 2006 in Richmond, CA as an Assistant Manager. Through dedication and training she was able to be promoted to a Property Manager, relocating to several properties within the bay area. In 2018, Tai left JSCo to pursue an opportunity as a Regional Manager with Burbank Housing. In 2022, Tai returned to JSCo as a Regional Manager.

    As a part of the 2024 DEI committee, Tai was the driving force behind the virtual DEI Toolkit.   

  • Taylor is JSCo's Director of Information Systems (IS), which includes oversight of the company's use of systems and technology. He oversees the IDS team which provides IT support, along with a team of administrators who manage JSCo's software systems such as Nexus, Dayforce, and Yardi.

    Taylor graduated in 2002 from Washington University in St. Louis with a degree in Mathematics, and a minor in Writing. If you're surprised that this background somehow led to a career in software, systems and data, so is he. 

Leadership In Action Panelists

  • Bicente Campos is from Cascade Sonrise Apartments. He has been with JSCo for 7 years. Bicente is a God Fearing Husband, Father, and Grandfather, before he is anything else. He LOVE’s his Job and LOVE’s what he does. Bicente is a Lead Maintenance who very much enjoys seeing the smiles on our Residents’ faces once he completes their request. From changing light bulbs to getting their appliances up and running again, or even unclogging a toilet. No job is above or below his pay grade. Bicente is always willing to help this Company and coworker’s shine! He is grateful for his job, and for GOD allowing him to become the man that he has become.

  • Jacquelyn Guerrero has been with JSCo for 7 years. She joined the SoCal region as a PM and shortly thereafter transitioned in the Regional Manager role due to her previous experience as an RM. 

    She oversaw a very diverse portfolio in the Inland Empire consisting of HUD, TCAC, MHSA and PSH. Her experience in the affordable housing industry of almost 20 years has given her the confidence and ability to work beside her sites and face all its challenges head on. 

    In early 2024, Jacquelyn transitioned to her new role as Regional Director and has enjoyed being an intrigued part of the training, planning and leading of  the RM's within the Southern California Region.  Jacquelyn is a mom to 6 beautiful children and is currently going to night school for her master's in communication. She looks forward to many more years and growth with John Stewart Company. 

  • My name is Bertha Herrera, I'm a Regional Manager overseeing the Inland Empire with 5 1/2 years of experience in the property management industry.  I began my career at JSCo as a Relocation Coordinator, where I honed my organizational and communication skills for 1 ½ years.  I then transitioned to the role of Property Manager in January of 2021 at Rosena Fountains.  Where I spent three years developing my leadership abilities, problem solving expertise and commitment to exceptional customer service.  I was a Property Manager for 3 wonderful years overseeing Rosena Fountains.  

    In recognition of my dedication and performance, I was promoted to Regional Manager this year, supported by the guidance of my director.  With a strong foundation in property management and a passion for fostering positive relationships.  I will continue to drive successfully in my region along with the wonderful team I have the pleasure to work with every day.  I feel blessed to have my job and to work with such a wonderful group of individuals.

    Outside of work, I cherish spending time with my family,  which includes my husband, my five children, and three grandchildren.  Guided by my faith and love for my family, they bring me joy and motivation each day!